Serving Okotoks · High River · Calgary & Southern Alberta
REALTOR® · RE/MAX Complete Realty
Mortgage originations declined across conventional, correspondent, and retail lending channels during early 2026.
High borrowing costs continue limiting refinance and purchase mortgage activity.
Lenders are focusing on operational efficiency as loan volumes remain below recent peaks.
Industry analysts expect only gradual improvement during the remainder of the year.
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About the Author
Cindy is a REALTOR® with RE/MAX Complete Realty, helping buyers and sellers across Okotoks, High River and southern Alberta since 2017. She’s known for patient, jargon-free guidance and a genuine love of helping first-time buyers feel confident.
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Welcome to this spacious 1,558 sq/ft family home in the heart of Vulcan! Offering comfort, functionality, and small-town charm, this
Canada’s housing market is still soft in mid-2026, with weak sales, cautious buyers, and affordability challenges keeping overall activity subdued.
Rates are expected to stay relatively stable in 2026, with most forecasts placing 5-year fixed mortgages between 3.7% and 4.8%.
