Serving Okotoks · High River · Calgary & Southern Alberta

Are Mortgage Originations Still Falling?

July 15, 2026
Cindy Pineo
Cindy Pineo

REALTOR® · RE/MAX Complete Realty

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Mortgage originations declined across conventional, correspondent, and retail lending channels during early 2026.
High borrowing costs continue limiting refinance and purchase mortgage activity.
Lenders are focusing on operational efficiency as loan volumes remain below recent peaks.
Industry analysts expect only gradual improvement during the remainder of the year.

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Cindy Pineo
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Cindy Pineo

About the Author

Cindy Pineo

Cindy is a REALTOR® with RE/MAX Complete Realty, helping buyers and sellers across Okotoks, High River and southern Alberta since 2017. She’s known for patient, jargon-free guidance and a genuine love of helping first-time buyers feel confident.

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