Serving Okotoks · High River · Calgary & Southern Alberta
REALTOR® · RE/MAX Complete Realty
Mortgage originations declined across conventional, correspondent, and retail lending channels during early 2026.
High borrowing costs continue limiting refinance and purchase mortgage activity.
Lenders are focusing on operational efficiency as loan volumes remain below recent peaks.
Industry analysts expect only gradual improvement during the remainder of the year.
Share this post
About the Author
Cindy is a REALTOR® with RE/MAX Complete Realty, helping buyers and sellers across Okotoks, High River and southern Alberta since 2017. She’s known for patient, jargon-free guidance and a genuine love of helping first-time buyers feel confident.
Watch more
Canada's central bank sets policy through a rate-setting council, supported by an internal review committee that advises, while final authority
Canada's next building permits update is expected to show a MoM ↓~2% in Late-Q2, extending the prior period's slightly smaller
Rates are expected to stay relatively stable in 2026, with most forecasts placing 5-year fixed mortgages between 3.7% and 4.8%.
